Bank of Baroda C&IC Recruitment 2026 Notification Out - Apply Online for 86 Manager, Senior Manager and More Posts

Registration is treated as complete only once the application fee is paid online on or before 6 July 2026; the date of the online test, if conducted, will be announced separately to candidates through their registered email and the bank's website.

The 86 vacancies are divided into two job families: Credit Analyst posts and C&IC Relationship posts, each spanning three or two seniority grades respectively. Vacancy count, age limit, and required post-qualification experience vary by grade, so candidates should check the exact post they qualify for before applying. Credit Analyst posts focus on appraising corporate credit proposals and carry the highest vacancy count in this recruitment, with the Senior Manager grade alone accounting for 38 of the 86 total seats. Age & Minimum Experience C&IC Relationship posts are client-facing roles centred on sourcing and managing corporate borrowers rather than appraising proposals, and together they account for 43 of the 86 vacancies. Age & Minimum Experience Across all 5 posts, work experience of less than 6 months in any organisation as on 1 June 2026 will not count toward eligibility unless it

Credit Analyst Posts (Manager, Senior Manager & Chief Manager)

Age & Minimum Experience

C&IC Relationship Posts (Senior Manager & Chief Manager)

C&IC Relationship Posts (Senior Manager & Chief Manager)

The educational qualification for Bank of Baroda C&IC Recruitment 2026 is identical across all 5 posts, while the age limit and experience requirement increase with seniority. Candidates should also note that the bank will only consider qualifications from institutions recognised by the Government of India or bodies like the AICTE. Educational Qualification: Graduation in any discipline, plus a Post Graduate Degree or Diploma with specialisation in Finance (or its equivalent), OR a professional qualification such as CA, CMA, CS, or CFA. Age: Calculated as on 1 June 2026, ranging from a minimum of 25 years (Manager grade) to a maximum of 42 years (Chief Manager grade). Nationality: Indian citizens are eligible, along with certain categories of Nepali, Bhutanese, Tibetan refugee, and Indian-origin candidates from specified countries, subject to an eligibility certificate from the Governmen

Reservation in Bank of Baroda C&IC Recruitment 2026 is applied separately for each of the 5 posts rather than as one combined pool, and candidates cannot change their declared category after registering online. Out of 86 total vacancies, 69 carry some form of category-based roster point while 17 remain unreserved. OBC candidates falling under the creamy layer, or whose caste does not appear in the Central List, are not entitled to OBC reservation or age relaxation and must apply as General. EWS candidates must hold a valid Income and Asset Certificate, and there is no reservation for ex-servicemen in the officers' cadre for this recruitment.

The age limits mentioned above apply to General category candidates as on 1 June 2026. Candidates from reserved categories get additional years added to the upper age limit, but only for posts where reservation roster points actually exist.

Pay for Bank of Baroda C&IC officers follows the standard bipartite settlement scale used across the banking industry, with the figure increasing through fixed annual increments up to a ceiling for each grade. Selected candidates also receive allowances and perquisites as per the bank's policies, in addition to this basic pay. In-Hand Salary Calculator 2026

Anyone who has defaulted on loan repayments or credit card dues, or who has adverse reports from CIBIL or other external credit assessment agencies, will be treated as ineligible for appointment. The bank has reserved the right to reject a candidate's selection at any stage, including after joining, if their credit profile turns out to be unsatisfactory.

Selected candidates do not join in a permanent capacity immediately; they first complete a probation period, and they must also commit to a minimum service period backed by a financial bond. Probation Period: 12 months (1 year) of active service from the date of joining. Service Bond: Candidates must serve the bank for a minimum of 3 years from the date of joining, or pay ₹5 lakh in lieu of completing the bond period. The exact bond terms will be confirmed in each selected candidate's offer letter and are subject to revision as per the bank's prevailing policy.

The application fee for this recruitment is fixed by category and must be paid online; it is non-refundable even if the online test is not conducted or the candidate is not shortlisted for an interview.

Selection for Bank of Baroda C&IC Recruitment 2026 can include application scrutiny, an online test, a psychometric assessment, a group discussion, and a personal interview, though the bank retains the right to skip or modify any stage. Final selection depends on combined performance across whichever stages are actually conducted. If a written test is held, it will be a 150-mark, 150-minute online exam split into four sections, three of which only need to be passed rather than scored well in. Reasoning, Quantitative Aptitude, and Professional Knowledge will be available bilingually in English and Hindi, while the English Language section will be in English only. Sections 1 to 3 are qualifying only and do not count toward the final score; candidates need at least 40% in General/EWS or 35% in Reserved categories to clear each of these sections, and there is no negative marking anywhere in

Candidates do not need to upload every certificate while registering online, but they must be ready to produce the following documents in original, along with self-attested photocopies, at the interview stage or whenever the bank asks for them. Printout of the interview call letter and the system-generated online application form Proof of Date of Birth (Birth Certificate, SSLC/Std. X marksheet, or equivalent) A valid photo identity proof such as PAN Card, Passport, Driving Licence, Voter's Card, or Aadhaar card (Ration Card is not accepted) Year-wise/semester-wise mark sheets and the final degree/diploma certificate Caste certificate for SC/ST/OBC candidates, with the OBC certificate carrying a valid non-creamy-layer clause Disability certificate from the District Medical Board, for Persons with Benchmark Disabilities Income and Asset Certificate, for candidates applying under the EWS ca

The two job families under this recruitment involve noticeably different day-to-day work, which is worth understanding before choosing which post to apply for. Credit Analyst roles (Manager/Senior Manager/Chief Manager) are appraisal-focused: examining new and existing corporate credit proposals, conducting credit due-diligence on financial, industry, and business risk, coordinating with Relationship Managers, and ensuring compliance in corporate accounts. C&IC Relationship roles (Senior Manager/Chief Manager) are client-facing: maintaining relationships with existing corporate clients, sourcing new-to-bank corporate borrowers, cross-selling ancillary business, and creating account plans with opportunity income analysis for corporate borrowers.

Several avoidable errors can disqualify an otherwise eligible candidate from Bank of Baroda C&IC Recruitment 2026, so it helps to check these before hitting submit. Assuming any postgraduate degree qualifies - only a finance-specialised PG degree/diploma or a CA/CMA/CS/CFA qualification meets the educational criteria. Not checking your CIBIL score in advance - a score below 680, or any default history, can lead to rejection even after selection. Counting clerical-cadre banking experience toward the eligibility criteria, which is explicitly excluded. Including work experience of less than 6 months from a previous organisation, which will not be counted unless it is part of your current employment. Submitting more than one application - only the latest valid one is retained, and fees paid for earlier ones are forfeited. Selecting a category casually, since no change of category is allowed