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Bank of India Credit Officer Recruitment 2026 Notification Out - Apply Online for 779 Posts

Reviewed by the Top Sarkari Jobs Editorial Team Updated 1 July 2026 Sourced from the official notification — how we verify
779
Vacancies
20 July 2026
Last Date
Online
Apply Mode
Mumbai, Maharashtra
Location
Apply Online / Official Website ↗

Bank of India Credit Officer Recruitment 2026 : Job Overview

Candidates searching for the BOI Credit Officer Vacancy 2026 details can refer to the quick summary below for an instant overview of the post, organization, vacancy count, last date, and application mode.
Organization NameBank of India
Post NameCredit Officer (GBO Stream)
Total Vacancies779
Application ModeOnline
Job LocationMumbai, Maharashtra
Official Websitewww.bankofindia.bank.in
Last Updated30 Jun 2026

Bank of India Credit Officer Recruitment 2026 : Important Dates & Timelines

Application Start Date30 June 2026
Last Date To Apply20 July 2026
EventDate
Notice Date01 June 2026
Relevant Date For Age & Qualification01 June 2026
Online Examination DateWill be advised separately

Bank of India Credit Officer Recruitment 2026 : Application Fee Details

General/UR₹850 (Application Fee + Intimation Charges)
SC₹175 (Intimation Charges Only)
SC Fee₹175 (Intimation Charges Only)
General Fee₹850 (Application Fee + Intimation Charges)
Candidates applying for the BOI Credit Officer Recruitment Apply Online 2026 must pay the application fee online between 30 June and 20 July 2026. The fee differs by category as shown below. | Payment can be made using Debit/Credit Cards, Internet Banking, UPI, or Mobile Wallets. Bank transaction charges, if any, will be borne by the candidate.

Bank of India Credit Officer Recruitment 2026 : Age Limit

Details
  1. Post Minimum Age Maximum Age MMGS-II 25 years 32 years MMGS-III 28 years 38 years SMGS-IV 32 years 45 years
  2. Age relaxation is applicable as follows: 5 years for SC/ST , 3 years for OBC (Non-creamy layer) , 10 years for Persons with Benchmark Disabilities , and 5 years for Ex-Servicemen and persons affected by the 1984 riots

Bank of India Credit Officer Recruitment 2026 : Eligibility & Qualification

Details
  1. Candidates checking eligibility for the Bank of India Credit Officer Recruitment 2026 should note that qualification and experience requirements vary by grade. A graduation degree with 60% marks (55% for SC/ST/OBC/PWBD) or professional qualifications like CA/CMA-ICWA/CS/CFA is required, along with post-qualification banking/credit experience
  2. Age relaxation is applicable as follows: 5 years for SC/ST, 3 years for OBC (Non-creamy layer), 10 years for Persons with Benchmark Disabilities, and 5 years for Ex-Servicemen and persons affected by the 1984 riots
  3. A Degree (Graduation) in any discipline from recognized University/Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government or CA/CMA-ICWA/CS/CFA
Post NameEssential Qualification
MMGS-II25 years
MMGS-III28 years
SMGS-IV32 years

Bank of India Credit Officer Recruitment 2026 : Vacancy Details Total : 779 Posts

Sr.OBCSCSTEWSTotal
11801025269677
216105861
3962341
42051185980779
Total1558

Bank of India Credit Officer Recruitment 2026 : Vacancy Breakdown

Category-wise Breakdown
Post ScaleSCSTOBCEWSGeneralTotal
MMGS-II1025218069274677
MMGS-III1051682261
SMGS-IV62932141
Total1185920580317779

Bank of India Credit Officer Recruitment 2026 : Category-wise Vacancy Details

Post / ScaleTotal
SC118
ST59
OBC205
EWS80

Bank of India Credit Officer Recruitment 2026 : Salary Details & Pay Scale

GradePay Scale (₹)
Mmgs Ii64,820 – 2340(1) – 67,160 – 2680(10) – 93,960
Mmgs Iii85,920 – 2680(5) – 99,320 – 2980(2) – 1,05,280
Smgs Iv1,02,300 – 2980(4) – 1,14,220 – 3360(2) – 1,20,940
Details
  1. Candidates wondering about the salary structure for the Bank of India Credit Officer Recruitment 2026 can refer to the pay scale below for each grade
  2. Calculate your exact in-hand Salary in 10 seconds - Calculate Now

Bank of India Credit Officer Recruitment 2026 : Selection Process & Exam Pattern

1Selection for the BOI Credit Officer Bharti 2026 will be through an Online Examination and/or Personal Interview
2depending on the number of applicants. If both stages are conducted
3the weightage will be 70:30 between the Online Examination and Interview.
4Scrutiny of Eligibility: Shortlisting based on documents uploaded at registration. Online Examination: 125 marks total - English Language…
5qualifying nature) and Professional Knowledge (100 marks)
6composite duration of 120 minutes. Personal Interview: 100 marks
7conducted for candidates shortlisted based on merit. Final Merit List: Prepared based on combined scores of Online Examination and…
8The minimum qualifying marks in each test is 35% for General/EWS candidates
9with a 5% relaxation for SC/ST/OBC/PWD candidates. There is a penalty of one-fourth marks for each wrong answer in the objective test.

Bank of India Credit Officer Recruitment 2026 : Important Links & Notification PDF

Official Link Open
Official Website Open
Official Website Open

Bank of India Credit Officer Recruitment Expert Analysis

Bank of India Credit Officer Recruitment 2026 ek achha sarkari naukri avsar hai. Aapko yahaan apne career ko badhane ke liye ek achha avsar mil raha hai. Is notification ke liye aapko online apply karna hoga.

Who Should Apply Bank of India Credit Officer Recruitment

Ideal candidate jo is post ke liye apply kar sakte hain, ve 20-30 varsh ke hain aur apne career mein finance ya banking me experience rakhte hain.

Bank of India Credit Officer Recruitment Preparation Tips

Aapko yahaan apne preparation ke liye yeh tips follow karni chahiye: 1) Apne finance aur banking concepts ko strong karne ke liye study karein. 2) Online mock tests aur practice questions se apne preparation ko badhayein. 3) Apne soft skills ko bhi strong karne ke liye practice karein.

Bank of India Credit Officer Recruitment Salary Insights

Bank of India Credit Officer ke salary 21,700 - 69,100 rupaye hai. Yeh salary similar govt jobs ke salary se adhik hai. Aapko yahaan career mein growth ke liye bhi achha avsar mil raha hai.

Bank of India Credit Officer Recruitment Job Profile

Bank of India Credit Officer ka job role credit management, risk assessment aur financial analysis ke liye hai. Aapko yahaan apne day-to-day work mein financial data analysis, credit risk assessment aur financial reporting ke liye kaam karna hoga.

Bank of India Credit Officer Recruitment Selection Strategy

Aapko yahaan apne selection process ke liye yeh strategy follow karni chahiye: 1) Apne finance aur banking concepts ko strong karne ke liye study karein. 2) Online mock tests aur practice questions se apne preparation ko badhayein. 3) Apne soft skills ko bhi strong karne ke liye practice karein.

Bank of India Credit Officer Recruitment 2026 : Frequently Asked Questions (FAQ)

Q1Has Bank of India officially released the Credit Officer Recruitment 2026 notification?
A
Yes, Bank of India released the official notification for Credit Officer (GBO Stream) Recruitment 2026 on 01 June 2026 under Project No. 2026-27/01.
Q2What is the last date to apply for Bank of India Credit Officer Recruitment 2026?
A
The last date to submit the online application is 20 July 2026.
Q3How many vacancies are available in Bank of India Credit Officer Recruitment 2026?
A
There are 779 total vacancies across MMGS-II (677), MMGS-III (61), and SMGS-IV (41) grades.
Q4What is the application fee for Bank of India Credit Officer Recruitment 2026?
A
The fee is ₹175 for SC/ST/PWD candidates and ₹850 for General and other category candidates.
Q5What is the age limit for Bank of India Credit Officer posts?
A
Age limits vary by grade: 25-32 years for MMGS-II, 28-38 years for MMGS-III, and 32-45 years for SMGS-IV, as on 01 June 2026.
Q6What is the selection process for Bank of India Credit Officer Recruitment 2026?
A
Selection is through an Online Examination and/or Personal Interview, with a 70:30 weightage if both stages are conducted.
Q7What is the salary for Bank of India Credit Officer posts?
A
Pay scales range from ₹64,820 for MMGS-II up to ₹1,20,940 for SMGS-IV, along with other allowances.
Q8What is the minimum qualification required for Bank of India Credit Officer Recruitment 2026?
A
Candidates need a graduation degree with 60% marks (55% for SC/ST/OBC/PWBD) or CA/CMA-ICWA/CS/CFA, along with relevant credit/banking experience.
Q9How can candidates apply for Bank of India Credit Officer Recruitment 2026?
A
Candidates can apply online through www.bankofindia.bank.in under the Career section from 30 June 2026 to 20 July 2026.
Q10What is the security deposit required for selected candidates?
A
Selected candidates must deposit ₹2,00,000 (MMGS-II) or ₹3,00,000 (MMGS-III/SMGS-IV), refundable after 3 years of satisfactory service.
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