Important: Always verify details on official website. Dates & eligibility may change.
Any Graduate
Srinagar, Jammu and Kashm
Online
J&K Bank Banking Associate Recruitment 2026 – Apply Online for 21 Posts
J&K Bank Banking Associate Recruitment 2026 : Job Overview
Only domiciles of the UT of Ladakh can apply for the 21 Banking Associate posts advertised by Jammu & Kashmir Bank Ltd. (J&K Bank) under advertisement PO-Jobs2026@JKBank. Candidates must be graduates in any discipline and aged 20 to 30 years as on 01-01-2026. Applications are accepted only online through the Bank's website jkb.bank.in under the "Careers" tab from 7 November 2026 to 26 November 2026, and the online examination will be conducted by IBPS.
| Job Location | Srinagar, Jammu and Kashmir |
|---|---|
| Last Updated | 09 Nov 2026 |
J&K Bank Banking Associates at a Glance
The official notification does not specify the pay for the post.
| Particulars | Details |
|---|---|
| Organisation | Jammu & Kashmir Bank Ltd., Corporate Headquarters, M.A. Road, Srinagar |
| Advertisement No. | PO-Jobs2026@JKBank |
| Post Name | Banking Associate |
| Vacancies | 21 |
| Who Can Apply | Only domiciles of the UT of Ladakh |
| Age Limit | Minimum 20 years, maximum 30 years (as on 01-01-2026) |
| Application Fee | Rs. 600/- (excluding GST) for SC/ST/SEBC/PwBD/ESM; Rs. 800/- (excluding GST) for all others |
| Job Location | Branch/Office(s) of the Ladakh Zone |
| Application Mode | Online |
| Last Date to Apply | 26-11-2026 |
About J&K Bank Banking Associates
Jammu & Kashmir Bank Ltd. has its Corporate Headquarters on M.A. Road, Srinagar. This recruitment, titled "Recruitment of Banking Associates – UT of Ladakh", fills posts for the Bank's Branch/Office(s) in the Ladakh Zone, and the online examination is conducted by IBPS.
Who Can Apply
Only domiciles of the UT of Ladakh are eligible to apply. Selected candidates will have to submit the domicile certificate of the UT of Ladakh issued by the competent authority. Graduate in any discipline from a university recognized by Government of India, or any other equivalent qualification recognized as such by the Central Government/UGC, as on the last date of registration. The candidate must possess a valid marks sheet/degree certificate showing that he/she is a graduate as on the last date of registration, and must indicate the percentage of marks obtained in Graduation while registering online. The percentage is to be calculated to the nearest two decimals. Where CGPA/OGPA is awarded, it must be converted into percentage, and a certificate from the appropriate authority on the University's conversion norms must be produced. Percentage is calculated on total marks in all subjects
| Category | Reservation | Age Relaxation |
|---|---|---|
| Scheduled Castes | 1% | 5 years |
| Scheduled Tribes | 80% | 5 years |
| Socially and Educationally Backward Classes (Residents of areas adjoining the Actual Line of Control in UT of Ladakh) | 4% | 5 years |
| Economically Weaker Sections (EWSs) | 10% | Nil |
| Ex-servicemen | 6% (Horizontal) | Period of actual military service deducted from actual age; eligible if resultant age exceeds the maximum by not more than three years |
| Persons with benchmark disabilities | 4% (Horizontal) | 10 years |
| Outstanding Sportspersons | 4% (Horizontal) | Not specified in the notice |
J&K Bank Banking Associate Recruitment 2026 : Selection Process & Exam Pattern
Selection is through an online examination; marks obtained in the online examination only are considered for shortlisting/provisional selection, according to the reservation rules and subject to all other selection parameters. Documents in original with a photocopy are verified before provisional appointment letters are issued. Each test is separately timed, and candidates must qualify in each of the three tests by securing cut-off marks decided by IBPS with J&K Bank. Negative marking: one fourth of the marks assigned to a question is deducted for each wrong answer; blank questions carry no penalty. Cut-offs are applied on individual test scores and on the total score. The minimum aggregate qualifying marks are 40% for General Category and 35% for reserved category candidates, subject to overall merit. Scores are equated across sessions and reported up to two decimal points. Ties are bro
| Test | Questions | Marks | Medium | Duration |
|---|---|---|---|---|
| English Language | 30 | 30 | English | 20 Minutes |
| Quantitative Aptitude | 35 | 30 | English | 20 Minutes |
| Reasoning Ability | 35 | 40 | English | 20 Minutes |
| Total | 100 | 100 | 60 Minutes |
J&K Bank Banking Associate Recruitment 2026 : Important Dates & Timelines
The Bank calls this schedule tentative. Updates are posted only under the "Careers" tab of the Bank's website; no separate intimation will be sent.
| Event | Date |
|---|---|
| Submission of Online Application | 07-11-2026 to 26-11-2026 |
| Payment of Application Fee (Online) | 07-11-2026 to 26-11-2026 |
| Download of call letters for Online Examination | To be notified |
| Online Examination | To be notified |
| Result of Online Examination / Provisional Selection | To be notified |
J&K Bank Banking Associate Recruitment 2026 : Important Instructions
Selected candidates must remain posted within the Branch/Office(s) of the Ladakh Zone for a minimum of 5 years; no transfer outside the allotted Zone is permitted before that period on any ground. Candidates must give a self-declaration of character and antecedents in a prescribed format; the appointing authority may reject or cancel candidature for material misrepresentation or conviction in a criminal offence involving moral turpitude. No change of category is permitted after registration. At the examination and at joining, bring the call letter with an original and a photocopy of a valid photo identity bearing exactly the same name; Ration Card and Learner's Driving License are not accepted. Candidates reporting after the time on the call letter will not be allowed to take the examination; candidates may need to be at the venue for about 4 hours. PwBD candidates using a scribe must ar
J&K Bank Banking Associate Recruitment 2026 : How to Apply Online Step-by-Step
- 1Applications are accepted online only from 7 November 2026 to 26 November 2026; no other mode is accepted. Registration is complete only when the fee is successfully paid online.
- 2Go to https://jkb.bank.in/, open the relevant notification under the "Careers" tab and click "APPLY ONLINE".
- 3Choose "Click here for New Registration" and enter name, contact details and email-id; note the Provisional Registration Number and Password sent by email and SMS.
- 4Click "Validate your details" and "Save & Next"; the "SAVE AND NEXT" facility lets you complete the form in more than one sitting.
- 5Upload the photograph, signature, left thumb impression and handwritten declaration, and capture a live photograph by webcam or mobile phone.
- 6Fill the other details, preview the form and click "COMPLETE REGISTRATION"; no change is possible after this.
- 7Click the "Payment" tab, pay the fee and click "Submit".
- 8Print the e-Receipt and the online application form containing fee details.
- 9The fee is paid online from 07.11.2026 to 26.11.2026 (both dates inclusive) by Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS or Cash Cards/Mobile Wallets. Bank transaction charges are borne by the candidate. If no e-Receipt is generated, the payment has failed and must be repeated after logging in again.
- 10The declaration text is: "I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required." It must be in the candidate's own handwriting; visually impaired candidates who cannot write may type it and put their left thumb impression below it.
- 1110th Certificate (Marksheet/Passing Certificate)
- 12Graduation Certificate (Degree/Consolidated Marksheet)
- 13Apprenticeship Completion Certificate, if applicable
- 14Ex-Servicemen Certificate, if applicable
- 15Certificate/s of Disability as per Form-I, II and III, and the Appendix I certificate on physical limitation to write, if applicable
- 16Certificate under the UT of Ladakh Outstanding Sportspersons Rules, if applicable
- 17Documents are uploaded in PDF only, each file not exceeding 500 kb, with one single file for educational certificates.
J&K Bank Banking Associate Recruitment 2026 : Important Instructions
Selected candidates must remain posted within the Branch/Office(s) of the Ladakh Zone for a minimum of 5 years; no transfer outside the allotted Zone is permitted before that period on any ground. Candidates must give a self-declaration of character and antecedents in a prescribed format; the appointing authority may reject or cancel candidature for material misrepresentation or conviction in a criminal offence involving moral turpitude. No change of category is permitted after registration. At the examination and at joining, bring the call letter with an original and a photocopy of a valid photo identity bearing exactly the same name; Ration Card and Learner's Driving License are not accepted. Candidates reporting after the time on the call letter will not be allowed to take the examination; candidates may need to be at the venue for about 4 hours. PwBD candidates using a scribe must arrange their own scribe, upload the Appendix I certificate and submit the Appendix II undertaking at the examination; compensatory time of 20 minutes per hour applies to eligible candidates registered for it. Keep a valid personal email ID and mobile number active till the recruitment ends; call letter intimations may be sent by email.
J&K Bank Banking Associate Recruitment 2026 : Important Links & Notification PDF
J&K Bank Banking Associate Recruitment 2026 : Frequently Asked Questions (FAQ)
How many Banking Associate vacancies has J&K Bank announced for Ladakh?
J&K Bank has announced 21 Banking Associate vacancies for domiciles of the UT of Ladakh.
What is the last date to apply for J&K Bank Banking Associate 2026?
The last date for online application and fee payment is 26 November 2026; applications opened on 7 November 2026.
What qualification is required for J&K Bank Banking Associate?
Candidates must be graduates in any discipline from a university recognized by Government of India, or hold an equivalent qualification recognized by the Central Government/UGC, as on the last date of registration.
What is the age limit for J&K Bank Banking Associate?
The age limit is minimum 20 years and maximum 30 years as on 01-01-2026, meaning birth between 01.01.1996 and 01.01.2006, both dates inclusive.
What is the application fee for J&K Bank Banking Associate?
The fee is Rs. 600/- (excluding GST) for SC/ST/SEBC/PwBD/ESM candidates and Rs. 800/- (excluding GST) for all others, paid online.
How do I apply for J&K Bank Banking Associate 2026?
Apply online through "APPLY ONLINE" in the relevant notification under the "Careers" tab at https://jkb.bank.in/; no other mode of application is accepted.
What is the selection process for J&K Bank Banking Associate?
Selection is based only on marks in the online examination conducted by IBPS, covering English Language, Quantitative Aptitude and Reasoning Ability for 100 marks in 60 minutes.
Is there negative marking in the J&K Bank Banking Associate exam?
Yes, one fourth of the marks assigned to a question is deducted for each wrong answer, while unanswered questions carry no penalty.
Can candidates from outside Ladakh apply for J&K Bank Banking Associate?
No, only domiciles of the UT of Ladakh are eligible, and selected candidates must submit a UT of Ladakh domicile certificate.
Can a selected Banking Associate seek a transfer out of Ladakh?
No, selected candidates must remain posted within the Ladakh Zone for a minimum of 5 years, and no transfer outside the allotted Zone is permitted before that period.
How can I apply for J&K Bank Banking Associate Recruitment 2026 – Apply Online for 21 Posts?
Ans: You can apply online through the official recruitment link provided for J&K Bank Banking Associate Recruitment 2026 – Apply Online for 21 Posts on www.topsarkarijobs.com. Read the full notification and check your eligibility before applying on the official portal. TopSarkariJobs began compiling verified government-job updates in 2020 and launched online in 2025.
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