J&K Bank Recruitment 2026 – Apply Online for 1053 Banking Associate, PO Posts

Both notifications have the same application and fee-payment window. Candidates should monitor the Careers section of J&K Bank's official website for examination dates, call letters and subsequent updates.

Reservation will be implemented according to the applicable rules of the respective Union Territory. The notifications provide reservation percentages but do not publish a complete category-wise allocation of the 1,033 and 20 vacancies.

Both posts require a Bachelor's degree in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government or UGC. Candidates must possess a valid graduation marksheet or degree certificate by 26 November 2026 , the last date of online registration. Applicants must enter their graduation marks percentage while applying. Candidates whose universities award CGPA or OGPA must convert their grades into percentages according to the university's official conversion formula and provide documentary proof when required. Final-year students who have not completed their graduation by 26 November 2026 do not satisfy the prescribed qualification cut-off. Candidates must have documentary proof that they are graduates by the registration closing date. Yes. The recruitment is restricted to candidates domiciled in the respective Un

Bachelor's degree in any discipline

Yes.

The base age limit for both Banking Associate and Probationary Officer is 20 to 30 years as on 1 January 2026 , before applicable relaxation. Special Benefit for Former J&K Bank Apprentices: Domiciled J&K candidates who successfully completed apprenticeship training with J&K Bank receive one additional year of age relaxation, over and above applicable category relaxation. Important: Under Ladakh General Administration Department Order No. 280-LA(GAD) of 2025 dated 30 June 2025, an additional five-year relaxation is available as a one-time special dispensation for eligible recruitments conducted during 2025 and 2026. This includes eligible unreserved and reserved-category candidates. The total permissible relaxation is subject to the condition that the candidate's maximum age does not exceed 56 years. Applicants should apply the stated relaxation rules to their actual category and date of

20 to 30 years as on 1 January 2026

J&K Bank Banking Associate Age Relaxation

J&K Bank Probationary Officer Age Relaxation - Ladakh

Separate application fees are prescribed for Banking Associate and Probationary Officer recruitment. All stated fees are exclusive of GST and applicable bank transaction charges. Payment Mode: Online through the application payment gateway using Debit Card, Credit Card, Internet Banking, IMPS or accepted mobile wallet/payment facilities. Last Date for Fee Payment: 26 November 2026. The application fee is non-refundable. Registration is considered complete only after successful online fee payment.

Selected Banking Associates will receive a starting basic pay of Rs. 24,050 per month under the notified Banking Associate pay scale, along with applicable allowances and other benefits.

Selected Probationary Officers will receive a starting basic pay of Rs. 48,480 per month under Junior Management Grade Scale-I. Salary Clarification: The amounts above are starting basic pay figures, not guaranteed in-hand salaries. Actual monthly earnings depend on applicable allowances and deductions.

The Banking Associate recruitment involves an online examination conducted by IBPS , followed by provisional selection and document verification according to the bank's recruitment rules. The notification does not prescribe a separate interview or Main Examination for Banking Associates. Exam Language: English. Negative Marking: One-fourth of the marks assigned to an incorrectly answered question will be deducted. Candidates must qualify in each section and meet the overall cut-off decided by IBPS in concurrence with J&K Bank. These are minimum qualifying standards. The actual category-wise selection cut-offs may be higher. Candidates domiciled in J&K who successfully completed apprenticeship training with J&K Bank will be awarded additional marks equal to 2.5% of the maximum marks in the online examination, as prescribed by the notification. For the 100-mark online examination, this cor

J&K Bank Banking Associate Exam Pattern 2026

Banking Associate Minimum Qualifying Marks

The Probationary Officer recruitment consists of three stages: Preliminary Online Examination. Main Online Examination, including Objective and Descriptive Papers. Personal Interview. Shortlisting to the Main Examination is generally limited to ten times the vacancies in each category, while shortlisting for interview is limited to three times the vacancies in each category, subject to the bank's recruitment provisions. The Preliminary Examination is conducted in English and has separately timed sections. Minimum Aggregate Qualifying Marks: 40% for General Category and 35% for reserved categories, subject to overall merit and sectional cut-offs. Important: The PO Main Examination includes a descriptive paper assessing essay writing and comprehension, potentially covering economic, social, banking, technology, ethics and current-affairs topics. Negative marking of one-fourth of the marks

J&K Bank PO Preliminary Exam Pattern

J&K Bank PO Main Exam Pattern

J&K Bank PO Interview 2026

Reservation differs between the two recruitments because Jammu & Kashmir and Ladakh follow separate Union Territory rules. The percentages above are reservation provisions, not individually announced vacancy numbers. Actual allocation is subject to the relevant reservation roster and applicable amendments. Candidates claiming reservation must possess a valid category certificate at the time of online registration.

Banking Associate - J&K Reservation

Probationary Officer - Ladakh Reservation

Important: Selected candidates must remain posted within their initially allotted zone for at least five years. Transfer outside that zone will not be permitted during the prescribed period, according to the respective notification. The service bond is separate from the five-year zone-retention condition.

Class 10 certificate or accepted date-of-birth proof. Graduation degree certificate and marksheets. University CGPA/OGPA conversion certificate, where applicable. J&K or Ladakh domicile certificate, as required. Valid category/reservation certificate, where applicable. EWS certificate valid for 2026–27, if applicable. PwBD certificate and UDID-related records, where applicable. Ex-Servicemen service documents, if applicable. J&K Bank apprenticeship completion proof, if claiming Banking Associate benefits. Recent passport-size photograph. Signature and other uploads prescribed by the application portal. Valid photo identity proof. Online application printout and fee receipt. Additional supporting documents requested during verification. Original documents and photocopies must be produced when required by the bank. A candidate's eligibility is provisional until verified by the recruiting a