जननी सुरक्षा Yojana (JSY)

JSY ek central government scheme hai jo pregnant women ko financial support deti hai. Ye scheme especially low‑income families ke liye design ki gayi hai, taaki safe delivery aur post‑natal care ensure ho sake.

Scheme ka objective maternal mortality reduce karna aur institutional deliveries ko boost karna hai. Cash incentive timely milne se health‑seeking behaviour improve hota hai.

Eligibility hai 19‑45 saal ki pregnant women, jinki annual household income poverty line ke neeche ya BPL category mein aati ho.

1. Aapke local ASHA ya ANM se pregnancy registration karwaye. 2. Aadhaar, income certificate aur bank account details ready rakhe. 3. Application form ko correctly fill karke health centre mein submit kare.

Maa ko cash incentive milta hai – Rs 5,000 for first pregnancy, Rs 7,000 for subsequent pregnancies, jo delivery ke baad 6‑8 weeks mein transfer hota hai. Ye amount health expenses ya baby ke basic needs cover karta hai.

Scheme ko Ministry of Health & Family Welfare implement karti hai. State health departments aur local health workers (ASHA/ANM) beneficiary ko register karte hain, verification hoti hai, aur funds directly bank account mein transfer hote hain.

Application form mein sabhi details accurately fill kare, required documents attach kare, aur health worker se verification confirm karwaye. Common rejection reasons: missing Aadhaar, income proof ya incomplete registration.